Plan 1
The Laborers' National Health & Welfare Fund's Benefit Plan 1 provides comprehensive health benefits for eligible employees and their families, funded by employer contributions made through collective bargaining agreements1. The plan offers a wide range of coverage, including medical, prescription drug, dental, vision, short-term disability, and life insurance benefits. To keep costs down, the plan encourages using preferred in-network providers for medical and dental care, though members are permitted to use out-of-network providers at a higher personal cost.
Cigna OAP - No primary care provider necessary. For any claim inquiries, please contact Cigna.
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Prescription Drug Benefits - For any drug benefit questions, contact Express Scripts Inc., the Fund's prescription drug benefit manager.
Highlights of Coverage
For a complete explanation of coverages, please review the Summary of Benefits and Coverages by clicking the link below.
Important Documents