Dental Coverage
The Laborers’ National Health & Welfare Fund offers comprehensive benefits to eligible employees, their spouses, and their children, made possible by collective bargaining agreements between your Union (LIUNA) and your Employers that require contributions to the Fund. These benefits include medical, prescription drug, dental, vision, short term disability, life insurance, accidental death and dismemberment, and membership assistance benefits. To access these valuable coverages, eligibility must be earned, which depends on your employer being accepted into the Fund and making timely contributions on your behalf. To learn more about eligibility, click here.
To learn more about your dental benefits, please click which plan you are enrolled in below.
Summary of Material Modifications
Reproductive Travel Benefits
This notice from the Laborers' National Health and Welfare Fund announces a new travel reimbursement benefit, effective January 1, 2023, for eligible participants and beneficiaries who need to travel to obtain covered abortion, gender affirmation, or behavioral health services from an in-network provider outside of their local area.
Gene & Cell Therapy
This notice announces that effective September 1, 2024, the Laborers' National Health and Welfare Fund has amended both Plan 1 and Plan 2 to cover FDA-approved gene therapy and advanced cellular therapy, subject to specific conditions such as medical necessity and prior authorization from Cigna.
Fit for Duty!
This notice announces that effective September 1, 2024, the Laborers' National Health and Welfare Fund has amended both Plan 1 and Plan 2 to cover FDA-approved gene therapy and advanced cellular therapy, subject to specific conditions such as medical necessity and prior authorization from Cigna.